I'm currently in grade 12, and I'm in the process of applying to universities and for student loans. On the OSAP website, they only have applications for 2006-2007 and 2007-2008. For the 2007-2008 application, I would fill out the form that indicates I'm in a postsecondary program that STARTS any time between August 1, 2007, and July 31, 2008. There is no application on the OSAP website for the 2008-2009 school year, which is when I'll be in university. So, when do I apply for OSAP? When I'm already IN university? I thought that you apply for student loans in grade 12, right before you start your postsecondary education.