After reading about the kind of position you are looking to fill, I am confident that my work ethic and past experience makes me an ideal candidate for this career. I am looking for a career that is challenging and stable with room to grow with the company. I’m young with experience which is beneficial, because I have a great desire to enhance the talent I already possess. I will bring to your company a broad range of skills, including: • Interpersonal relationship skills • A strong desire to learn • Great verbal and written communication skills • Ability to manage various tasks at once • Past experience in sales I would welcome the opportunity to further discuss this position with you. If you have any questions or would like to schedule an interview, please contact me by phone at (909)319-6078 or respond to me by e-mail at jnwillard@yahoo.com. I have enclosed my resume for your review, and I have references available upon request. I look forward to hearing from you soon. Sincerely, James Willard Objective Seeking a position in which I can use my work experience, focused education, analytical ability, communication Skills, and strong work ethic. Skills Financial Ratio AnalysisFinancial Report CreationSpreadsheet Usage Oral/Written PresentationsMulti-Tasking ProjectsSpecial Projects Employee TrainingPersonnel SupervisionSales Skills Clear CommunicationBudget Cost ControlsSoftware Knowledge Problem Solving AbilityInterpersonal CommunicationAttention to Detail Experience 2006-Present Empire LendingWest Covina, CA Account Executive * Analyzed borrowers’ repayment ability, degree of leverage, and collateral strength using financial ratios. * Supervised the underwriting quality and regulatory compliance of an aggressively growing loan pipeline. * Managed multiple projects simultaneously, achieving objectives under time and resource constraints. * Participated in a variety of real estate-related committees which focused on market and industry trends. * Trained, reviewed, mentored, and supervised a team of new sales staff and sales support personnel. * Prospected, marketed, and closed mortgage loans while assuring accuracy and client confidentiality. * Successfully built a referral network of real estate brokers, attorneys, builders, and accountants. * Pro-actively contacted existing clients to determine relationship strength and retain future business. Education/Training * Graduate, Citrus Community College (Glendora, CA), AS, Business Studies, 6/07. * Familiar with MS Word, Excel, PowerPoint, Outlook, and Internet. * Current Student, University of La Verne, Business/Finance Major, began 9/07. * Graduate, Bonita High School (La Verne, CA), College Prep Focus, 6/05 Civic * Volunteer, Various Community and School Activities Client references available upon request.